There are advantages to both, but no difference in maintenance or operating costs. Generally, leases are better for those who drive up to 15,000 miles each year, take excellent care of their vehicles, and want a new car every two to four years. You only have to pay for that portion of the car's life that you use. Buying is ideal if you drive a lot of miles, put your vehicle to heavy or rough use, and want to build equity. You can also sell, customize or trade your Nissan if you wish.


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In a simple interest loan, interest is calculated as a simple percentage of the principal balance for the number of days covered by the payment. Interest is not compounded, which means that interest is paid only on the principal and not on previously accrued interest. Payments are allocated between interest and principal, first to reduce any interest accruing during the payment period and then to reduce the principal balance.


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Live by a realistic budget. Let your budget be your guide to spending, not your credit limit. Make timely payments at or above your minimum required payment. Don't overextend yourself. Maintain steady employment. Keep close track of your expenditures and your bills to guard against credit fraud. If you plan on making a major purchase on credit, order a copy of your credit report beforehand and review it for negative entries that might need to be resolved.


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The bigger your initial payment is, the less you will have to finance. With a lower amount to finance, your total interest charges will also be less. No one knows your personal situation as well as you do, so knowing how much you can afford to pay each month, and planning accordingly is always advisable. Also, do not forget to figure in taxes and other expenses when doing your planning.


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Yes, Nissan Motor Acceptance Corporation's (NMAC's) SignaturePURCHASE program offers financing for pre-owned Nissan and non-Nissan vehicles that are up to five years old, and have less than 85,000 miles.


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NMAC only offers leases for new Nissan vehicles. However, your local Nissan dealer may offer pre-owned leases.


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It depends on a number of factors, including the vehicle model, year, and condition. You can also get a general idea of your car's worth by checking independent car value guides. However, a vehicle survey by your Nissan dealer is always necessary to determine the final trade-in value.


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While in some case you may be able to make more money selling it on your own, trading your car in to a dealer offers several advantages. You are likely to get immediate cash or credit. Your dealer will handle the paperwork and might pay off your current loan/lease. And you won't have to deal with some of the hassles associated with selling a car on your own. No running ads, no title transfer paperwork, no strangers in your car, and no bad checks.


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Nissan Motor Acceptance Corporation (NMAC), including its Infiniti Financial Services (IFS) division, is the automotive financial services arm of Nissan North America. NMAC's primary emphasis is to purchase from its Nissan and Infiniti dealers retail and lease contracts for their customers. NMAC also provides wholesale inventory and capital and mortgage loan financing to Nissan and Infiniti dealers. The company offers financing for the complete line of Nissan and Infiniti vehicles sold in the United States.


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Below is a listing of the most frequently requested phone numbers. If the number or department you are looking for is not listed, please contact customer service at (800) 456-6622, Monday through Friday, 7:00 a.m. to 7:00 p.m., Central Time.

Nissan Motor Acceptance Corporation:

Customer Service for Loans/Leases
(800) 456-6622
Customer Service for Leases
(800) 777-7018
Physical Damage/Total Loss
(800) 777-7525
Consumer Collections (less than 45 days delinquent) 
(800) 777-6116
Consumer Collections (more than 45 days delinquent) 
(800) 888-2799
Lease Customer Network
(800) 778-4211
Nissan Consumer Affairs
(800) 647-7261
Infiniti Consumer Affairs
(800) 662-6200
Nissan Canada (from Canada)
(800) 618-8818
Nissan Canada (from USA) (905) 629-2888


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Through Nissan's online pre-approval system, SignatureINTERACTIVE, you can get pre-approved credit (through NMAC) quickly and easily. This service is fast, free, and secure. In order to apply, you must: be 18 or older, have a valid Social Security Number, be a legal resident of the USA, have verifiable income and/or employment, and have a fax number or e-mail address. Note: SignatureINTERACTIVE is for individual pre-approval applicants only. Applications for coapplicants are available at your Nissan dealer.You typically receive a pre-approval response within minutes during business hours. It costs nothing to apply. Sophisticated data encryption and fully protected processing systems ensure that your personal information will be safe.


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Yes. If your Nissan is financed with NMAC, you can make secure recurring or one-time online car payments through NMAC Finance Account Manager


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