Nissan Business & Fleet

Financing & Leasing

Nissan Motor Acceptance Company (NMAC) provides a line of credit (LOC) that is not only customized for your business needs, but also helps streamline your lease or purchase process. Learn about the financing and leasing options Business and Fleet has to offer.

Small fleet

15 or less vehicles

If you are a small fleet, these are the best financing and leasing options for you.

Financing
SignatureFLEX Lease

Large fleet

16 or more vehicles

If you are a large fleet, this is the best financing and leasing option for you.

TRAC Leasing

Steps to owning your fleet

Financing

If you are planning on keeping your vehicle or fleet for longer than 4 years, then Nissan financing is a good option for you. Since you own the vehicle, you have more control over how you use it. Follow these steps to get started.

Results

Download NMAC Credit Application

Kick off your financing process with the NMAC Credit Application. In a couple of easy steps, your business can apply for Nissan financing which also features:

Pre-approved annual credit limits
Competitive market rates
Negotiable down payment amounts and officer/owner guarantees
No administrative or retention fees to open or maintain it under the NMAC LOC program

Credit Application

Download Form

Download Commercial Vehicle Lending Line of Credit Checklist

Use our checklist to make sure that all of the information needed is in one place.

Line of Credit Checklist

Download Form

Download Personal Financial Statement Form

A necessary part, this lets us expedite the financing process.

Personal Financial Statement

Download Form

Leasing options for your fleet

Leasing

If you plan on keeping your vehicles for less than 5 years and your usage and mileage will vary, look to Nissan leasing options to find the right fit for you.

Results

Signature FLEX Lease

Great option if you plan to:

Drive a new vehicle every 2 to 3 years
Lease and walk away at end of lease term
Drive between 5-15,000 miles per year
Purchase miles – Available on demand at a 60% discount
For tax purposes [[106]]

Nissan Motor Acceptance Company (NMAC) uses Connected Car data to deliver more personalized communications to users to alert them how usage relates to the original mileage term. All new leases that started on/after 2/1/23 will have the option to purchase miles during their lease at just $.10/mile.

Purchase SignatureFLEX Miles

TRAC Leasing

Great option if you plan to:

Drive your vehicle for business 50%+ of time
Lease with option to buy at end of lease term
Use as many miles as you want
Potentially deduct monthly payments for tax purposes. [[673]][[106]]

End of Lease

When it's nearing the conclusion of your lease, Nissan Motor Acceptance Company (NMAC) keeps you notified with mailers and emails outlining your options and obligations. [[3867]]

Learn More

NMAC Portal

NMAC provides wholesale inventory as well as capital and mortgage financing to Nissan dealers. This includes financing for the complete line of Nissan and Infiniti vehicles sold in the United States.

NMAC Portal

Compare your Options

Need more info? Use the comparison chart to take a deeper look into details. No matter your needs, see which options works best for you.

Definition

Financing

• May require a down payment
• Requires monthly payments to pay balance off over loan term

Signature FLEX Lease

• Close-ended, walk-away lease
• Requires monthly payment which pays only a portion of a vehicle’s cost over the lease term

TRAC Lease

• Open-ended lease with the option to buy at lease term end
• Requires monthly payment

Monthly payment

Financing

• Monthly interest payments may be tax deductible as a business expense [[673]]

Signature FLEX Lease

• Monthly payment is deductible as an operating expense [[673]]

TRAC Lease

• Monthly interest payments may be tax deductible as a business expense [[673]]

Depreciation

Financing

• Depreciation may be tax deductible

Signature FLEX Lease

• The vehicle price and residual [[677]] value at end of lease term determines the monthly payment amount

TRAC Lease

• Depreciation may be tax deductible

Mileage

Financing

• Drive as many miles as you want

Signature FLEX Lease

• Flexible lease terms (5-15,000 miles annually
• Purchase Miles on demand at a 60% discount
• You are responsible for excessive mileage

TRAC Lease

• Drive as many miles as you want

Payoff

Financing

• Own the vehicle outright
• Continue to use it or sell it

Signature FLEX Lease

• You can return the vehicle for disposition [[678]]

TRAC Lease

• Own the vehicle outright
• Continue to use it or sell it

Wear & Use

Financing

• No charges to wear and use as you own it
• Excessive wear will lower trade-in or re-sell value [[674]]

Signature FLEX Lease

• A normal amount of wear and use is covered
• You are responsible for excessive wear
• Excessive wear will lower the vehicle's trade-in or resale value [[674]]

TRAC Lease

• No charges to wear and use as you own it
• Excessive wear will lower trade-in or re-sell value [[674]]

Other benefits

Financing

• Customize with accessories and upfits
• Use it in a way that would disqualify the vehicle for a lease

Signature FLEX Lease

• Help avoid repair costs with a vehicle that is always under a limited warranty
• Potentially pay lower total cost of ownership
• Get flexible terms to match requirements of fleet management policies

TRAC Lease

• Customize with accessories and upfits
• Use it in a way that would disqualify the vehicle for a lease

Become a Fleet Customer

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Nissan Business & Fleet

Financing & Leasing

Small fleet

15 or less vehicles

Large fleet

16 or more vehicles

Steps to owning your fleet

Download NMAC Credit Application

Download Commercial Vehicle Lending Line of Credit Checklist

Download Personal Financial Statement Form

Leasing options for your fleet

Leasing

Signature FLEX Lease

TRAC Leasing

End of Lease

NMAC Portal

Compare your Options

Become a Fleet Customer

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